John L. Howard Jr.
As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start. John L. Howard Jr. is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of MA. No offers may be made or accepted from any resident outside the specific state referenced. |

